AI vs Spreadsheets for Startup Planning: Where Each One Wins
Spreadsheets are auditable but slow to iterate. AI is fast but often confidently wrong. The honest answer: use a deterministic engine for the numbers, use AI for the narrative around them, and never trust AI-generated financial figures.
Key points covered in this post
- Spreadsheets: complete auditability, painful iteration, no benchmarks
- Pure AI models: fast iteration, invented numbers, no auditability
- Deterministic engine + AI narrative: auditable numbers, AI-drafted explanation
- Which category real financial due-diligence tools fall into
- When a spreadsheet is still the right answer
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